Appraisal services for Sunbury and Gates County homeowners

See the top seven reasons why NC homeowners need A&K Appraisals, Inc.:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Gates county's assessment of your propertyvalue
To reduce your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in NC by determining the true market value of real estate in question

Do you own a house in or near Sunbury? Do you need help determining the price of your real estate?
Contact A&K Appraisals, Inc..

We at A&K Appraisals, Inc. understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at A&K Appraisals, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping folks just like you abolish undesirable PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from A&K Appraisals, Inc. is your number one weapon.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. A&K Appraisals, Inc. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a seasoned professional double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? A&K Appraisals, Inc. can help you with that. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.